Exceptional waterfront duplex offering a rare retreat-like lifestyle with the comfort and feel of a single-family home. No HOA fees. Nestled on an oversized fenced lot with peaceful water views, this beautiful 3-bedroom, 2.1-bath residence provides approximately 2,533 square feet of thoughtfully designed living space. The private backyard feels like your own personal getaway, featuring an expansive deck and two gazebos-perfect for morning coffee, outdoor dining, or simply enjoying the tranquil setting. This impressive home is move-in ready and offers one-of-a-kind duplex living you do not want to miss. The spacious living room is filled with natural light and centered around a cozy fireplace. The updated kitchen offers granite countertops, abundant cabinet storage and plenty of countertop workspace. A separate dining room with patio doors opens directly to the expansive deck, creating seamless indoor-outdoor living and beautiful backyard views. The voluminous primary suite with cathedral ceiling serves as its own peaceful sanctuary, featuring impressive space, a private bath, and a generous walk-in closet. Additional 2 bedrooms feature cathedral ceilings, enhancing the sense of openness and character. Hardwood floors throughout the main level and newly installed wood laminate flooring upstairs refine home's contemporary feel. The spacious layout, generous room sizes, abundant natural light create a very comfortable space for both everyday life and hosting gatherings. Adding to the value is the absence of monthly HOA assessments, allowing you to enjoy the benefits of duplex living without additional monthly fees. Conveniently located near parks, shopping, dining, and major commuter routes, this home offers a unique combination of space, privacy, and serene waterfront living. A great opportunity to own a truly retreat-inspired home with the convenience of suburban living. Welcome home.